Federal officials announced a nationwide halt to foreclosures and evictions this week, protecting more than 30 million Americans from the risk of losing their homes as the coronavirus outbreak ravages the economy.But the federal plans don’t cover more than 40 million renters, many of whom, housing advocates worry, may not be able to pay their rent next month.As renters and homeowners grapple with mass layoffs and business closures, housing advocates, the mortgage industry and banks are growing increasingly concerned that the country will soon face a housing crisis that will rival the one that helped nearly take down the economy a decade ago.This time, rather than mortgage delinquencies growing over time, it could spike suddenly as people suddenly find themselves without a job, said Jesse Van Tol, chief executive of the National Community Reinvestment Coalition.Mortgage servicers have already begun to see an uptick in borrowers seeking help and could quickly become swamped, said Bob Broeksmit, president of the Mortgage Bankers Association.“Servicers are laboring under the same constraints as everyone else, telecommuting and practicing social distancing,” he said. “This is hitting at a time when their capacity is already constrained because of the pandemic.”The industry is asking lawmakers and the Federal

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