Before the novel coronavirus struck, 300,000 evictions were filed in the United States in a typical month. With nearly 10 million people filing unemployment claims last month, evictions would clearly skyrocket, absent intervention from the government. In one hint of the trouble to come, researchers at the City University of New York found at the end of March that 44 percent of New Yorkers expected to have trouble making their April rent.Fortunately, Congress, states, municipalities and the Department of Housing and Urban Development all have stepped up to issue temporary bans on eviction. That’s good news, but there are significant limits to many of these bans — and even the best of them are temporary. In many places, for instance, landlords are still filing eviction papers, even when there is a freeze on ejecting people from their homes — and not every state has imposed such a freeze. Without a stronger state and federal response, the United States appears headed toward an unprecedented housing crisis.The coronavirus-relief bill passed last month by Congress prohibits foreclosure on federally backed mortgage loans for 60 days, covering some 30 million homeowners. The bill also prohibits rental evictions for 120 days for properties secured by


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